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We have the expertise and experience to proficiently meet all of your insurance needs. You can click on any of the products or services listed below for more information.
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Personal Umbrella Liability


We can provide you with protection against catastrophic liability claims. An umbrella policy acts as an excess coverage over your primary liability policies because its limits apply in addition to the limits provided by underlying coverage.

It is used in one of three ways:
  1. To provide additional limits of protection over the coverage listed in your underlying schedule,
  2. To act as primary coverage if your underlying limits are exhausted, and
  3. To provide coverage for some risks, subject to retention, when your primary coverage does not.
Call us for more information.
 
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Skinner Insurance Agency   777 E. Main St.,  Barnesville, OH 43713  740-425-1012  800-407-1012 Toll-Free  740-425-2568 Fax
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